Vehicle Loans
Loans & Credit
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Contact UsNew & Used Vehicles
Let Capitol View help you with your next vehicle loan. Whether you are purchasing or looking to refinance an existing loan, Capitol View offers consistently superior rates than banks and dealers.
Contact one of our loan officers at caploan@capview.org or call 515-348-8350, Option 4.
Protect Your Investment:
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Vehicle Protection Plan
Our Vehicle Protection Plan offers you a range of essential vehicle protections to save you money and frustration. Speak with one of our loan officers for additional details and a quote.
- Key/Remote Replacement
- Tire & Wheel Road Hazard Protection
- Cosmetic Wheel Repair
- Paintless Dent Repair
- Windshield Repair
- 24-hr Emergency Roadside Assistance
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GAP Coverage
GAP coverage is a valuable safety net for your vehicle loan. In the event of an accident, insurance companies traditionally will only reimburse you for the current retail value of the vehicle. However, many times, especially with new vehicles, the retail value is less than the outstanding loan balance. GAP insurance is there to cover the ‘gap’ between the vehicle’s retail value and the outstanding loan balance. In addition, our GAP insurance now offers deductible reimbursement in the event of minor accidents.
- Auto Deductible Reimbursement (ADR) – provides insurance deductible reimbursement coverage up to $500, should you ever experience a covered loss.
- To file a Claim: Go to www.assuranceplus.com/claims or call the claims administrator at 1.877.296.4892 to request a claim form.
Ask your loan officer about the advantages of GAP coverage and for a quote.
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Extended Warranty
Capitol View offers Route 66 Extended Warranty coverage on our vehicle loans. Typically, our plans offer equal or better coverage at a lower price than what dealers and banks offer. Each year, we have members save hundreds, even thousands, on unexpected repairs thanks to their extended warranty coverage.
Contact a loan officer for examples of recent member savings, details on coverage, and pricing.
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Debt Protection Coverage
Debt Protection coverage provides an additional layer of safety net for your family and obligations. It may cancel your loan balance or payments in the event of:
- Involuntary Unemployment
- Disability
- Death
Boat, Motorcycle, RV
Capitol View also offers loans on boats, motorcycles, RVs, and ATVs. Contact one of our loan officers at caploan@capview.org or call 515-348-8350, Option 4.
Vehicle Loan Rates
| New Vehicle Loans (2022 and Newer) | ||||
| Term | Regular Rate | Loyalty Rate* | ||
| Up to 36 Months | 5.49% | 5.24% | ||
| Up to 48 Months | 5.74% | 5.49% | ||
| Up to 60 Months | 5.99% | 5.74% | ||
| Up to 72 Months | 6.24% | 5.99% | ||
| Up to 84 Months | 6.49% | 6.24% | ||
| 2019 – 2021 Used Vehicle Loans | ||||
| Term | Regular Rate | Loyalty Rate* | ||
| Up to 48 Months | 5.99% | 5.74% | ||
| Up to 60 Months | 6.74% | 6.49% | ||
| Up to 72 Months | 6.99% | 6.74% | ||
| 2017 – 2018 Used Vehicle Loans | ||||
| Term | Regular Rate | Loyalty Rate* | ||
| Up to 48 Months | 7.49% | 7.24% | ||
| Up to 60 Months | 7.99% | 7.74% | ||
| 2016 and Older Used Vehicle Loans | ||||
| Term | Regular Rate | Loyalty Rate* | ||
| Up to 36 Months | 8.49% | 8.24% | ||
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