Savings

Accounts

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Savings Accounts

A savings account is included with your Capitol View membership. Since Capitol View is a financial cooperative, all members have a $25 minimum savings balance. This represents everyone’s stake in the credit union.

Savings accounts offer various APYs (annual percentage yield) depending on your average daily balance. Look below to view current rates.

Club Accounts

Members are able to open additional savings accounts or “Club accounts.” Club accounts require a $1 minimum balance and can be named with any description (i.e., “Escrow,” “Vacation,” “Christmas,” etc.). Club accounts offer the same rates as savings accounts.

Helpful Tip

An easy way to build your savings balance is to setup a recurring transfer on digital banking. There are no fees and you can modify or cancel the transfer anytime you want.

Savings Accounts Rates

Average Daily BalanceRateAPY
$0 – < $5,0000%0%
$5,000 – < $10,0000.25%0% – 0.25%
$10,000 or Higher0.50%0% – 0.50%
Savings rates are tiered based on average daily balance.
Rates are as of October 9, 2024 and are subject to change. Dividends are paid quarterly.

To calculate the future value of a one-time, lump-sum investment, enter the dollar amount invested, the interest rate you expect to earn, and the number of years you expect to let the investment grow, then click the "Perform Calculation" button.

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The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

To calculate the future value of a monthly investment, enter the beginning balance, the monthly dollar amount you plan to deposit, the interest rate you expect to earn, and the number of years you expect to continue making monthly deposits, then click the "Perform Calculation" button.

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The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

Enter the term, rate, and either the payment or loan amount - the other will be calculated for you.

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The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

You've seen all the low rates the auto dealers have been offering if you finance your new vehicle with them, but is this the best deal for you?

If you were to take the rebate, apply it to the cost of the vehicle and borrow the rest of the money from us, chances are your payment would be lower and you would save interest as well.

Fill out the form below using the cost of the vehicle, the total rebate, the dealer's interest rate, Credit Union's interest rate, and the length of the loan. Estimated payments will be calcualted, depending on where you borrow the money.

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The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

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