Home Equity Loans

Loans & Credit

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Put Your Home To Work

Home equity loans are ideal for financing large projects or purchases. Whether building an addition, remodeling, education expenses, or consolidating debt, a home equity loan will offer a low, fixed rate for anything you put your mind to.

  • Ideal for large, one-time projects or purchases
  • Fixed rate
  • Borrow up to 100% loan-to-value

Contact one of our loan officers today to learn more about our home equity loans.

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Home Equity Loan Rates

TermRegular RateLoyalty Rate*
60 Months – 85% LTV6.74%6.49%
120 Months – 85% LTV7.24%6.99%
180 Months – 60% LTV7.24%6.99%
180 Months – 85% LTV7.74%7.49%
LTV = “Loan-To-Value” Ratio
Add 2% for LTV above 85%
Rates are as of October 9, 2024 and are subject to change. APR = Annual Percentage Rate. All rates listed are our best rates and may vary based on creditworthiness and other factors. Capitol View uses TransUnion for credit reporting information. To view a copy of your credit report visit annualcreditreport.com
*Loyalty Rates: Members who enroll in direct deposit of at least $1,000/mo. and setup automatic payments for their loan qualify for a 0.25% rate discount on that loan. This discount cannot be combined with other rate discounts.
Need More Flexibility?

Need More Flexibility?

Consider a home equity line of credit (HELOC) instead. HELOCs allow you to advance additional funds for the first five years, giving you flexibility to only borrow what you need, as you need it.

Learn More

To calculate the future value of a one-time, lump-sum investment, enter the dollar amount invested, the interest rate you expect to earn, and the number of years you expect to let the investment grow, then click the "Perform Calculation" button.

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The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

To calculate the future value of a monthly investment, enter the beginning balance, the monthly dollar amount you plan to deposit, the interest rate you expect to earn, and the number of years you expect to continue making monthly deposits, then click the "Perform Calculation" button.

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The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

Enter the term, rate, and either the payment or loan amount - the other will be calculated for you.

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The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

You've seen all the low rates the auto dealers have been offering if you finance your new vehicle with them, but is this the best deal for you?

If you were to take the rebate, apply it to the cost of the vehicle and borrow the rest of the money from us, chances are your payment would be lower and you would save interest as well.

Fill out the form below using the cost of the vehicle, the total rebate, the dealer's interest rate, Credit Union's interest rate, and the length of the loan. Estimated payments will be calcualted, depending on where you borrow the money.

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The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

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